Pay over time with Affirm

Spread the cost of your purchase into up to 36 easy monthly payments. Just select Affirm at checkout.

*Subject to credit approval.

What is Affirm?

Affirm is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use Affirm?

Prequalify before you buy

Get your Affirm spending limit while you’re still shopping.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.

Easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card.

How do I use Affirm?

1. Select Affirm at checkout

Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.

2. Get set up

Use your mobile phone number to set up your Affirm plan within 60 seconds.

3. Enjoy your purchase!

Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.

Frequently Asked Questions

Yes. You’ll need:
• To be 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)
• To be Canadian permanent resident or citizen.
• A Canadian bank account, or a Visa/Mastercard credit/debit card.
Your debit card must have the Visa or Mastercard logo
• An SMS-capable Canadian phone number
• To meet the minimum cart size required to use Affirm as a payment option at checkout

If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with Affirm and accept the terms of your payment plan.

To learn more about Affirm and credit checks, please read this helpful FAQ article on the Affirm help site.

For more information on interest or fees, please see this helpful article on the Affirm help site.

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.

Affirm currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Your login details to access your Affirm account are in the confirmation email sent to you when you first completed your transaction. Can’t find the details?
Please contact the Affirm team.

Please reach out to the Affirm team and they will be happy to look into the options available.

For more information on late or NSF fees, please see this FAQ article on the Affirm help site.

Purchases made using Affirm are subject to LEOPARD Furniture’s standard return policy. Any returns will be processed by LEOPARD Furniture, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If the LEOPARD Furniture has provided a refund to you via a gift card or coupon, you must still continue repaying your installment plan in full. For information on returns, review LEOPARD Furniture’s return policy here.

Affirm is Canada’s leading installment payment provider. When you use Affirm to pay at LEOPARD Furniture’s checkout, you can split your purchase into easy, automatic monthly payments.
To use Affirm as your preferred payment choice at checkout:
1. Add items to your shopping cart as usual, and select Affirm as your payment method at checkout.
2. Get set up: Use your mobile phone number to set up your Affirm plan within 60 seconds.
3. Confirm your payment plan with Affirm. LEOPARD Furniture will process and ship your order as usual.
4. Make your monthly payments to Affirm while you enjoy your purchase.

Affirm will help you set up convenient, pre-authorized payments via your bank account or a Canadian bank account, or a Visa/Mastercard credit/debit card.

Please refer to the payment plan agreement for all of your payment schedule information.

Sure, at any time! There are no penalties or fees for early repayments.
To pay off your current balance, please send Affirm a message.

No, you will not be charged. If you’ve already made a payment to Affirm and are owed a refund, this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the Affirm team.

Please use an alternate payment method to complete your purchase.

For help with payment information, or if you haven’t received your Affirm email confirmation, please contact the Affirm team via their website.

Most authorizations are reversed within 24 hours, however this is ultimately up to your financial institution, and may take 5-10 business days to be reflected on your credit card statement.

For further information, please refer to Affirm’s FAQ page.

Here’s an example for a $3,000 purchase at 0% APR interest over 12 months:

PURCHASE
AMOUNT

$3,000.00

MONTHLY
PAYMENT

$250

NUMBER OF
PAYMENTS

12

TOTAL
INTEREST
CHARGES

$0

TOTAL
PROCESSING
FEES

$0

TOTAL
COST OF
BORROWING

$0

TOTAL
REPAYMENT
AMOUNT

$3,000.00

CREDIT
RATE

%0

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.

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